The Cross-Border Payment Infrastructure built on Web 3.0

Connecting global financial lifelines, advancing cross-border settlements with digital tokens, leading financial innovation in the Web 3 era.

Infrastructure

Unlock brand new cross-border settlement infrastructure

We provide upgrade solutions that are faster, simpler, digital and more cost-effective than traditional ways.

Settlement Platform

Our cross-border CNY settlement platform enables banks and financial institutions to expand their business into China across various payment scenarios.

Payment Routing

Leverage our advanced multi-channel routing with AI-driven risk control and real-time data to automatically select the most efficient payment rail.

API

Integrate our standard API to access robust cross-border settlement capabilities.

Embedded Service

We provide tailored, plug-and-play embedded solutions to minimize additional IT costs based on your platform's features.

Powered by XC

XC is a tokenized system that connects fund, data, and regulations to build a fast and reliable x-border payment solution.

Our Clients

Our best practices in the financial industry

As an infrastructure service provider, xCurrency Hubs offers clients international clearing and settlement as well as underlying technology services for cross-border regulation. We provide various solutions and product access methods tailored to different scenarios and needs.

Interbank Settlement System

Cross-Border Regtech System

Digital Banks

Using cutting-edge technology, we help overseas banks to establish direct system connections with CNY, offering interbank settlement service and cross border compliance systems altogether.

Remittance White Label App

Batch Payment

Money Transfer Operator

Need only 2 weeks to integrate, cutting operational effort by 60%, overall costs by 70%, and boost payment success rate to over 99%, all fully compliant.

API

Fintech Firms

The system automates order review, distribution, and settlement, offering real-time transaction feedback and supporting front-end customization.

Why choose us?

We offer a faster, simpler, digital and cost-effective alternative to legacy platforms.

Data Privacy Protection

We innovatively store KYC data on-chain, ensuring regulatory compliance and safeguarding user data, enhancing platform trust.

Compliance and Stability

We utilize blockchain for enhanced security, transparency, and efficiency, accelerating transactions and reducing fraud risks.

Lower Costs with No Middlemen

Our digital tokens simplify cross-border payments, eliminating high fees and lengthy processing times.

Technologies

How our technology can help?

We offer a faster, simpler, digital and cost-effective alternative to legacy platforms.ter, simpler, digital and more cost-effective than traditional ways.

Multi-channel payment routing & AutoAML

Streamline global payments with our smart routing. Minimize costs and maximize success. Safeguard assets with our real-time, evolving AML system - security meets compliance.

Embedded Financial Platform

Streamline global payments with our smart routing. Minimize costs and maximize success. Safeguard assets with our real-time, evolving AML system - security meets compliance.

Blockchain Technology

Harness the power of blockchain for enhanced security and efficiency—experience transparent, intermediary-free, and fraud-resistant transactions.

Smart Contracts

Our smart contracts automate and enforce transactions swiftly and reliably, slashing the time and cost of traditional contract processes.

Tokenization

Embrace tokenization for faster, cheaper cross-border payments, with secure digital tokens reducing fees and exchange rate volatility.

Want to know more?

Our solution experts are here to help you with any questions you got, providing more detailed product information, or designing precise solutions for your needs.

Unleashing the potential of the Cross-Border Payment Infrastructure built on Web3 for seamless financial connectivity.

Payout

Personal

Enterprise

Payroll

All Payout

xLabs

XC System

Developers

API

Company

About Us

Blog

Join Us

Terms

Privacy

TRAVEL TAO LIMITED holds a Money Service Operator license issued by Hong Kong Customs. License number NO.17-10-02224